The Holy Qor-aan 003:076
وَمِنۡ اَهۡلِ الۡكِتٰبِ مَنۡ اِنۡ تَاۡمَنۡهُ بِقِنۡطَارٍ يُّؤَدِّهٖۤ اِلَيۡكَۚ وَمِنۡهُمۡ مَّنۡ اِنۡ تَاۡمَنۡهُ بِدِيۡنَارٍلَّا يُؤَدِّهٖۤ اِلَيۡكَ اِلَّا مَا دُمۡتَ عَلَيۡهِ قَآٮِٕمًا ؕ ذٰ لِكَ بِاَنَّهُمۡ قَالُوۡا لَيۡسَ عَلَيۡنَا فِىۡ الۡاُمِّيّٖنَ سَبِيۡلٌۚ وَيَقُوۡلُوۡنَ عَلَى اللّٰهِ الۡكَذِبَ وَ هُمۡ يَعۡلَمُوۡنَ
Wa-min-aah-lil-kay-taa-bay-mun-in-tau-mun-ho Bay-qin-taa-rin-yo-ud-day-he-elai-ka Wa-min-hoom-mun-in-tau-mun-ho Bay-de-naa-rin-laa-yo-ud-day-he-elai-ka Il-laa-maa-doom-ta-alai-hay-qaa-aiy-maa Zaa-lay-ka-bay-un-na-hoom-qaa-loo Lai-sa-alai-naa-fil-oom-me-yee-na-sa-bee-l Wa-ya-qoo-loo-na-alul-laa-hil-ka-zay-ba-wa-hoom-yau-la-moo-n
And among the People of Book is he who if you entrust him With a big treasure he will return it to you. And among them is he who if you entrust him With a penny he will never return it to you Unless you continue standing firm on it. This is because they had said, “On us is no cause in regard to the Uneducated And they tell a lie on Allah and they know full well.”
- وَ — Wa — And (= Conj., links words, phrases or clauses; additionally; but; also; more over; though; when; while; yet; whereupon)
- مِنۡ — Min — Among (= Among, from or out of the class, category, count, kind or several articles, things, persons or phenomenon)
- اَهۡلِ — Aah-l(il) — People of (= Believers; citizens; folks; friends; masters; owners, people; population; supporters; those belonging to; those entrusted to; users)
- الۡكِتٰبِ — Ul-Kay-taa-bay — The Book (= n., The Divine Directive of Commands, Prohibitions and Regulations. Holy Scripture. See 002:003)
- مَنۡ — Mun — Who (= Anyone; whoever; whom; whomever; whoso)
- اِنۡ — In — If (= In case; when; when situation arises; whenever)
- تَاۡمَنۡ — Tau-mun — You entrust (= Give, put or place something in trust; trust them)
- هُ — Ho — Him (= pro., s., m., 3rd person. Refers to anyone among the People of the Book)
- بِ — Bay — With (= Literally the word بِ means ‘with’)
- قِنۡطَارٍ — Qin-taa-rin — Big treasure (= A great amount, heap or hoard of gold or wealth. A weight of treasure. A huge treasure. The word represents a talent of 1200 ounces of gold. See 003:015)
- يُّؤَدِّ — Yo-ud-day — He will return (= Faithfully, happily, readily, voluntarily and willingly discharge the trust, give and pay back or return intact. Surrender it back)
- هٖۤ — He — It (= pro., s., m., 3rd person. Refers to the property entrusted)
- اِلَيۡ — Elai — To (= In the direction of; to; towards)
- كَ — Ka — You (= pro., s., m., 2nd person. You single male. See the note under 002:005)
- وَ — Wa — And (= Conj., links words, phrases or clauses. See وَ above)
- مِنۡ — Min — Among (= Among, from or out of the class, category, count,kind or several articles, things, persons or phenomenon)
- هُمۡ — Hoom — Them (= pro., pl., m., 3 rd person. Refers to the People of Book)
- مَنۡ — Mun — Who (= Anyone; whoever; whom; whomever; whoso)
- اِنۡ — In — If (= In case; under the circumstances; when; when situation arises; whenever)
- تَاۡمَنۡ — Tau-mun — You entrust (= Give, place or put something in trust)
- هُ — Ho — Him (= pro., s., m., 3rd person. Refers to anyone of the aforesaid People of the Book)
- بِ — Bay — With (= Literally the word بِ means ‘with’)
- دِيۡنَارٍ — De-naa-rin — A penny (= Tiniest currency unit; coin of smallest value equivalent to a penny)
- لَا — Laa — Never (= Absolute denial; never; not at all; total negation)
- يُّؤَدِّ — Yo-ud-day –He will return (= Discharge the trust; give back; hand back)
- هٖۤ — He — It (= pro., s., m., 3rd person. Refers to the property entrusted)
- اِلَيۡ — Elai — To (= In the direction of; to; towards)
- كَ — Ka — You (= pro., s., m., 2nd person. You single male)
- اِلَّا — Il-laa — Unless (= Apart from; but; besides; except; excluding; save)
- مَا — Maa — That (= What; whatever; whatsoever)
- دُمۡ — Doom — Continue (= Consistently, constantly, continuously, lingeringly or persistently for a prolonged period of time)
- تَ — Ta — You (= The part of word that makes it specific for 2nd person)
- عَلَيۡ — Alai — On (= Above; against; before; for; on top of; over; to; upon)
- هِ — Hay — It * (= pro., s., m., 3rd person. Refers to the entrusted dinar)
- قَآٮِٕمًا — Qaa-aiy-mun — Stand firm (= Keep claiming, demanding firmly, insisting or pressing for the return of the dinar placed in trust)
- ذٰلِكَ — Zaa-lay-ka — This (= Here; refers to an aforesaid fact, person or statement; it was because; right here; such is this; that is how it is
- بِ — Bay — With (= Literally the word بِ means ‘with’)
- اَ نَّ — Un-na — Surely (= Absolutely; certainly; definitely; positively; verily)
- هُمۡ — Hoom — Them (= pro., pl., m., 3 rd person. Refers to the People of Book)
- قَالُوۡا — Qaa-loo — They said (= v., past t., pl., m; 3rd person: Announced; broadcast; conveyed; declared; insisted; maintained; persisted; professed; specified; told)
- لَـيۡسَ — Lai-sa — No (= Never; not; not all; absolute and total negation)
- عَلَيۡ — Alai — On (= Above; against; before; for; on top of; over; to; upon. Implied meanings in this verse is the false claim of owing no “blame, burden, liability, responsibility‘)
- نَآ — Naa — Us (= pro., m & f., pl., 1st person. All of us; our; us all)
- فِىۡ — Fee…(il) — In regard to (= In; concerning; in reference, relative to)
- الۡاُمِّيّٖنَ — Oom-me-yee-na — Uneducated (= Gentiles; ignorant; illiterate; pagans; unenlightened; uncouth; unlearned; unlettered; unschooled. A/t/a, “Not of Jewish race” – Allamah Nooruddin. “(A)ny other than” – Ahmad Zidan
- سَبِيۡلٌۚ — Sa-bee-l — Cause (= Blame; call; duty; obligation; responsibility. A correct, appropriate, proper, right or straight course, direction, highway, line, passage, path, road, route or way to conduct the affairs of life)
[From here on is repeated in 003:079]
- وَ — Wa — And (= Conj., links words, phrases or clauses. See وَ above)
- يَقُوۡلُوۡنَ — Ya-qoo-loo-na — They say (= v., pr-t, pl, m, 3rd person. Allege; announce; ascribe; attribute; convey; declare; direct; fabricate; forge; tell; invent; mutter; preach; profess; specify; state; utter)
- عَلَى — Ala…(ul) — On (= Above; against; before; during; for; on top of; over)
- اللّٰهِ — Laa-hay — Allah (= The One and the Only One Almighty God)
- الۡكَذِبَ — Ka-zay-ba — A lie (= n., s., Denial of truth; disbelief; fabrication; falsehood; misrepresentation; rejection of truth)
- وَ — Wa — And (= Conj., links words, phrases or clauses. See وَ above)
- هُمۡ — Hoom — They (= pro., pl., m., 3 rd person. Refers to the People of Book)
- يَعۡلَمُوۡنَ — Yau-la-moo-n — Know (= v., pres., pl., 3rd person., Knowing the consequences of their calumny and enormity of their prior wrongs)
* Note 003:076. This verse highlights an important aspect of the Law of Mortgages. The basic issues regarding mortgages have been dealt extensively in verses 002:283 and 002:284.
The pronouns هِ and هٖۤ refer to the entrusted dinar. It is the trust or security which is invariably something inanimate. They do not refer to the trustee of that trust as has been done in some translations. Trustee, lender or mortgagee refer to the person from whom the trust property is due to be redeemed and returned.
Even a bad faith foreclosure argument by Shylock-type loan shark is recognized by Law. The Anglo-Saxon law with an astronomical slant favor the mortgagee. Most known legislation, precedents and actual or fictional stories in literature underscore the rights of a mortgagee.
Little leniency exists for the mortgagor. Equity of Redemption is flouted everywhere. Despite a lip-service recognition of the principle, common law and prevailing practices permit a lender to dig his claws deep into his borrower’s possessions and almost everything he owns.
The borrower, mortgagor or provider of security had few protections to his rights in his own assets that he was forced to mortgage. Scriptures took the lead to cut a trustees’ well-known highhandedness. This verse is a pioneering safeguard which modern trend is now following.
The pronouns هِ and هٖۤ do not refer to the trustee. It is not realistic for a borrower to keep standing over his claim for the return of his security. This verse highlights his right to get back his property he gave in trust. It remains alive and active until his property is restored to him.
